About Us
Express Commercial Capital is a trusted loan agency focused on helping real estate investors and business owners secure flexible financing solutions. We specialize in DSCR Loans, Bank Statement Loans, Fix & Flip Loans, Alternative Income Loans, Short Term Rental Loans, and Commercial Real Estate Financing. Our team works closely with clients to provide streamlined lending options, competitive programs, and personalized service tailored to their investment and business goals. Whether you are purchasing, refinancing, renovating, or expanding your portfolio, we are committed to making the financing process simple and efficient. We service Los Angeles, CA and surrounding cities and areas.
Frequently Asked Questions
What types of loans does Express Commercial Capital offer?
Express Commercial Capital provides DSCR Loans, Bank Statement Loans, Fix and Flip Loans, Alternative Income Loans, Short Term Rental Loans, and Commercial Real Estate Financing for investors and business owners throughout Los Angeles.
Who can benefit from your financing programs?
Our financing programs are designed for real estate investors, entrepreneurs, self-employed borrowers, business owners, and property developers seeking flexible qualification options and customized funding solutions for growth.
Do you offer financing for investment properties?
Yes, we provide several investment property financing options, including DSCR Loans, Short Term Rental Loans, Fix and Flip Loans, and Commercial Real Estate Financing for qualified borrowers.
Can self-employed borrowers qualify for financing?
Yes, self-employed borrowers can qualify through Bank Statement Loans and Alternative Income Loans that use deposits, assets, retirement income, or other documentation instead of tax returns.
What is a DSCR loan?
A DSCR loan qualifies borrowers based on a property's rental income and cash flow rather than personal income, making it ideal for many real estate investors today.
Do you finance short-term rental properties?
Yes, we offer Short Term Rental Loans for Airbnb and vacation rental investors, using projected or verified rental income to help borrowers qualify successfully.
Are Fix and Flip Loans available for renovations?
Yes, our Fix and Flip Loans provide financing for property acquisition and renovation costs, helping investors improve properties before selling or refinancing them.
Can I refinance an existing property?
Yes, we offer refinance solutions for investment, commercial, and rental properties, including cash-out options that allow borrowers to access accumulated equity.
How quickly can financing be approved?
Approval timelines vary by program, but many financing solutions offer streamlined underwriting processes designed to help qualified borrowers receive decisions and funding efficiently.
Why choose Express Commercial Capital?
Express Commercial Capital provides personalized service, flexible financing options, competitive lending programs, and experienced guidance to help investors and business owners achieve financial goals.
Our Services
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