Explore financing options through Express Commercial Capital
Secure the capital your business needs—quickly and easily.
Financing that moves as fast as you
With over $3+ billion funded and 46,000 businesses supported, we provide financing solutions built to support the way you work.
Keep business moving
Get funding in as little as 24 hours to cover immediate needs like payroll, inventory, and much more.
Financing that scales with you
From flexible lines of credit to long-term financing, our solutions and partners adapt as your business grows—so you can keep pushing forward.
Financing Options:
Term loans for business
Secure a lump sum of financing up front. Term loans provide the...
Secured business loans
Use your equipment, inventory, or other assets to secure the capital you...
Revenue-Based Small Business Loans
Tap into funding based on your future earnings. Revenue-based business loans offer...
Direct business lending
Work directly with Express Commercial Capital. With over $2 billion funded and 46,000 businesses...
Small Business Loans and Financing
Benefits of Working Capital Loans for Business Working Capital Loan* Merchant Cash...
Working Capital Loans
Here’s what you get with a Express Commercial Capital Working Capital Loan: With a...
Long-Term Business Loans: Long-Term Loans for Business Expansion
Financing milestone Performance metric Total capital provided $3+ Billion in financing Approval...
Business Line Of Credit
Flexible financing for your business Benefits of a business line of credit:...
Small business grants
What is a small business grant? Who provides them? Small business grants...
Medical Equipment Loans | Express Commercial Capital
Improve patient comfort and upgrade your equipment – get approved for medical...
Gas Station Loans and Financing
Apply, get approved, and receive your gas station loan in as little...
Construction business loans
What can you get with a construction business loan? Use your small...
Transportation business loans
What can you do with a transportation business loan? A transportation loan...
Fast-track your funding in four easy steps
Discover your financing options—without impacting your credit score.
Start online
Hit “Get Started” to explore your financing options.
Upload your documents
Submit recent bank statements and a valid ID to speed up the process.
Approval in as little as 4 hours
Receive approval in as little as 4 hours so you can move forward without delay.
Get your funds the same day
Once approved, funds can be deposited into your account as soon as the same business day.
Free Estimate!
For the fastest reply, call or text us 24/7 at 310-954-6805
Financing that moves at your speed
Running a business means timing is everything. Whether you’re expanding operations, investing in new equipment, or covering seasonal expenses, waiting weeks for financing isn’t an option.
That’s why Express Commercial Capital offers funding solutions designed to match your speed.
With approval times as fast as 4 hours and funds available as soon as the same business day, you can focus on growing your business instead of waiting on paperwork.
Financing that works for you
No two businesses are the same—why settle for one-size-fits-all financing?
At Express Commercial Capital, we look beyond credit scores—we offer flexible funding options that align with your goals and cash flow.
Need working capital to bridge gaps? Equipment financing to upgrade tools? A line of credit to stay ready for the unexpected?
We’re here to help.
Our 100% U.S.-based support team is here to guide you through every step—from selecting the right product to accessing your funds.
Our Services
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Frequently asked questions
What types of businesses qualify for financing with Express Commercial Capital?
We support a wide range of industries, including retail, restaurants, gas stations, healthcare, and more.
Whether you’re a small business owner, a sole proprietor, or running a mid-sized company, you may qualify. We focus on revenue, cash flow, and time in business, not just credit scores, to evaluate eligibility.
If you’ve been in business for at least six months and generate $15,000 or more in monthly revenue, we can help you find a financing solution that matches your needs.
What can I use my financing for?
You can use the funding you receive as you’d like for your business from payroll, to inventory, marketing, equipment upgrades, expansion plans and more.
Financing can also help you with:
- Bridging cash flow gaps
- Launching a new product
- Opening another location
Will my financing impact my credit score?
Checking your options with Express Commercial Capital won’t affect your credit score.
We typically only perform a soft pull during the underwriting process to review your qualifications. Our approach gives you the freedom to explore financing options without worrying about damaging your credit.
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Frequently Asked Questions
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