Transportation business loans
Drive your business forward with fast, flexible transportation loans*—in as little as 4 hours.
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Approval
as fast as 2 hours
Funding
As fast as 4 hours
Approval
As fast as 2 hours
55,000+
Small businesses financed
What can you do with a transportation business loan?
A transportation loan can help your business cover key expenses.
Expand your fleet with trucks, vans, or other commercial vehicles.
Keep your vehicles in top shape and avoid costly downtime.
Manage day-to-day expenses to keep your business running smoothly.
Fund recruitment, training, and payroll for your team.
Invest in GPS systems, dispatch software, and more to optimize your operations.
How to qualify for a loan
To qualify for a transportation business loan, your business will generally need to meet these criteria. (These criteria can differ between financing options.)
You must be a U.S.-based business.
6+ months time in business.
$15,000+ in monthly revenue
Receive revenue in a business bank account
A credit score of 500+
How this works
The good news? You have a number of options for small business loans for transportation, as well as other financing opportunities, to choose from.
Our financing solutions include:
Business line of credit
Need flexible financing at your fingertips? A revolving line of credit gives you up to $300,000 to handle cash flow gaps.
Long-term loans
Planning a major investment? A long-term business loan provides up to $10 million in financing with terms as long as 120 months.
Merchant cash advance (MCA)
While MCAs are not loans, you can get fast capital with a merchant cash advance—up to $600,000 based on your future credit and debit card sales. With no fixed payments, this option flexes with your revenue.
You might also get financing with:
SBA 7(a) loans
Designed to help small businesses, this loan offers flexible funding options to acquire new trucks, purchase equipment, or even refinance existing debt. With loan amounts up to $5 million, it’s a great way to secure the financial backing you need to grow.
We are trusted by:
Empowering small businesses with flexible financing options from Express Commercial Capital. Fast approval and tailored funding to grow your business.
Trusted financial advice and tools from Bankrate for personal finance management.
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Four steps to getting transportation loans
Learn more about financing opportunities without negatively impacting your credit score.
Apply in minutes
Just hit “Get Started” and apply for the financing that feels like a best fit.
Submit essential documents
Gather your bank statements and government-issued ID.
Fast approval
Receive a decision in as little as 4 hours.
Same-day funding
Get your funds fast. Once approved, money is sent to your account.
Free Estimate!
For the fastest reply, call or text us 24/7 at 310-954-6805
Take your transportation business to the next level
Access to flexible financing, made easy
With Express Commercial Capital, you’ll have access to fast, flexible financing that lets you focus on growth without the usual hassle.
Fast approvals to get your business moving
Our quick approvals and simple application process mean you won’t be stuck waiting weeks for funds—you can get the capital you need quickly.
Competitive rates
We offer competitive rates, so you get the best deal for your business.
Dedicated, U.S.-based customer service
Plus, with our 100% U.S.-based customer service, you’ll have a dedicated team supporting you every step of the way.
Is a loan for your transportation business a good fit?
Pros
Easily finance new trucks and trailers to meet growing demand—new semis, that cost up to $150,000, are within reach.
Cover fuel, maintenance, and payroll costs without disrupting operations.
Hire more employees or enter new markets.
Access funds quickly for emergency repairs or equipment breakdowns.
Cons
Many equipment purchases require a down payment of 5-25%, depending on your credit score.
Express Commercial Capital is the financing partner you can count on
With the demand for transportation services on the rise, now is the perfect time to grow your business.
U.S. trucking already moves 11.46 billion tons of freight annually—position your company to meet the increasing need.
With competitive rates and fast funding, you’ll get the resources you need to grow and keep your operations running smoothly.
We’ve helped over 50,000 businesses across the U.S. get the funding they need to succeed.
World-class customer service
Our team of experts will work with you to secure the best financing options for your business, and with a 4.8/5 Trustpilot rating, our customer service is second to none.
Our Services
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Express Commercial Capital other business financing options
Merchant cash advance
A great financing solution for those with lower credit scores in immediate need of short-term funding.
Long-term loan
Plan for the future with confidence with this long-term loan.
Business lines of credit
The most flexible access to working capital whenever you need it.
All financing options
Don’t see what you need here? Look at all of Express Commercial Capital business financing options.
Frequently asked questions about business loans for transportation
What are the benefits of a business loan for transportation?
Transportation loans can help you:
- Finance new vehicles and equipment
- Maintain cash flow
- Cover unexpected expenses
Whether you need to upgrade your fleet, cover operational costs, or handle emergency repairs, transportation loans provide the working capital you need without disrupting cash flow.
They also support long-term investments in growth and expansion.
What is the difference between equipment financing and transportation loans?
Equipment financing is specifically designed to help businesses purchase or lease equipment, such as trucks, trailers, and machinery, using the equipment itself as collateral.
Transportation loans can be used to indicate a variety of business financing for businesses in the transportation industry.
Can I use a transportation loan to pay for repairs and maintenance?
Absolutely. Transportation company loans can be used for a variety of operational expenses, including repairs, routine maintenance, and emergency services for your fleet.
Keeping your vehicles in top condition is critical for smooth operations and minimizing costly downtime.
With fast funding options from Express Commercial Capital, you can get the necessary capital to cover unexpected repairs and ongoing maintenance.
Fuel growth with fast, flexible financing.
Apply in minutes without affecting your credit score.
Frequently Asked Questions
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